The Federal Register Total Loss-Absorbing Capacity (TLAC) rule, established by the Federal Reserve, requires U.S. Global Systemically Important Banks (GSIBs) and large foreign banking organizations' intermediate holding companies (IHCs) to hold minimum levels of capital and long-term debt (LTD) to absorb losses. Published in 2017 with updates in 2020, this rule ensures orderly resolution during distress.