"We can deny our heritage and our history, but we cannot escape responsibility for the result. There is no way for a citizen of a republic to abdicate his responsibilities." Edward R. Murrow
Monday, February 16, 2026
The FDIC (Federal Deposit Insurance Corporation) (.gov) increased deposit insurance assessment rates by 2 basis points for all insured depository institutions (IDIs) starting in 2023 to rebuild the Deposit Insurance Fund (DIF) to its 1.35% statutory minimum. This followed an interim final rule in 2025 to adjust a special assessment covering 2023 bank failures, ensuring precise recovery of $16.7 billion.
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